Life Insurance
Life Insurance
Life insurance solutions are as diverse as they are varied, but they are always useful and effective. Whether offered to a single person or a group of individuals, they will help build resilience and provide security.
What coverage can be provided? Depending on his needs and projects, the subscriber/insured can offer himself a contract based on the human life span. In this sense, we can mention:
- Life insurance products which give the right at the end of a predefined term to a capital or an annuity payment to the insured if he remains alive. It’s the annuity or deferred capital products.
- Insurance products in case of death where the beneficiary receives a capital sum if the death of the insured occurs during a given period. This is the case, for example, with whole life or term life insurance.
- Mixed insurance products where the two above-mentioned risks are insured
In addition, the life insurance contract can be similar to a savings contract without taking into account the human lifespan. This is in fact no other than a financial investment transaction.
It is also possible that the life insurance contract is designed to cover individual accidents that affect physical integrity.
